Don’t pay for coverage you don’t need: Try to find a policy that covers everything that isn’t covered by your credit card, health insurance, home insurance, or, in some cases, car insurance.
Compare premiums between businesses:
While not always the best plan, some companies may offer better rates for the same coverage than others. For instance, older travelers can save money with some companies.
Comparing quotes for the coverage you require is a smart move.
Make a plan for the year:
An annual plan can help you save money if you travel frequently. However, you should contrast the benefits of a plan with those of a trip-based plan to ensure that you are getting more value for your money.
Additionally, keep in mind that not all states may offer annual plans.
If at all possible, stay away from coverage that lets you cancel for any reason:
Cancel-for-any-reason coverage may give you the impression that it will allow you to rest easier, but these policies typically come at a significantly higher cost and typically only offer less coverage.
This type of insurance should be avoided unless absolutely necessary for your trip.
