Mischief Insurance Works Because of the risk and frequency of losses, this coverage typically has a higher deductible for buildings like schools and churches that are known to be unoccupied at specific times of the day.
The intentional harm or destruction of property is referred to as vandalism and mischief.
If a standard policy requires a separate endorsement for this kind of coverage.
Vandalism and malicious mischief can be added as an endorsement to a standard policy, like the standard fire policy.
This kind of policy can also help landlords, especially if some of their properties are in areas with a lot of crime.
For the best rates and policies, it may be worthwhile to investigate the best insurance companies for rental properties.
