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If you have medical needs that require

You to see a specialist as frequently as possible, a plan with a low deductible—the amount you pay when you use your coverage—may be the best choice for you. Your unrivaled will be more costly the lower your deductible.

However, you might pay less for personal over the course of a year with this kind of plan.

Take a look at your receipts from the previous year and figure out how much it cost you to pay for your annual exams, glasses, and dental work with cash close by. Without clinical assistance, these dollars add up.

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