An Overview There are two types of physical damage coverage for your car: collision and comprehensive.
Your car’s damages caused by traffic accidents can be repaired with collision coverage.
Theft and fire are examples of non-collision losses that are covered by comprehensive coverage.
Even though both types of auto insurance can cover the same vehicle, the protections are different, with more specific variations between states and insurance companies.
The same vehicle may be covered by both collision and comprehensive insurance, but in different ways.
When you collide with another vehicle or an object like a fence, collision insurance covers the damage to your vehicle.
Natural disasters, fires, and theft are all covered by comprehensive insurance.
Despite the fact that neither comprehensive nor collision insurance is required by state law, lenders may require both.
Although comprehensive and collision insurance may cover the same vehicle, their coverages differ. Here are their differences.
