In the event that a mishap brings about death or serious injury.
An AD&D strategy pays a single amount to enduring recipients or you for a physical issue.
Typically, the insurance provides coverage for accidents and fatalities in three parts:
Overdose and sickness-related deaths are possible exclusions.
In addition, only certain injuries, such as those involving the hand, foot, limb, or eyesight, may be covered.
There are specific limit amounts per injury.
If you already have life insurance, you may not need accidental death coverage.
However, if your travel insurance policy provides benefits in addition to those provided by your life insurance policy, you may be able to leave more money for your beneficiaries.
