There are two primary categories of auto insurance: required and discretionary inclusions, each covering various kinds of costs.
Insurance that is required by a lender or lessor, such as liability insurance, which covers costs like damage to a vehicle or personal injury to others when you are at fault, are examples of required coverages.
Collision and comprehensive insurance, which covers the cost of repairing a car you own, are examples of optional coverages.
Learn how auto insurance policies can be customized to meet your needs while adhering to certain requirements.
Depending on the type of insurance policy you have, auto insurance covers a variety of things.
Liability coverage, or coverage for injuries or property damage when you are at fault, is included in standard auto insurance.
