You can purchase additional coverage to cover these risks. Your homeowner’s insurance company is even legally required in California to charge an additional fee for earthquake insurance.
Insurance for earthquakes and floods can help pay for foundation repairs that are specifically related to the disaster. However, there may still be exclusions.
For example, your earthquake insurance may not cover a landslide caused by an earthquake.3 Make sure to ask your insurance agent or check your flood or earthquake policy for any limitations or exclusions.
You can fix foundation damage before it becomes a big, expensive problem by knowing how to spot it. It is essential to check your home’s foundation on a regular basis for damage, particularly after an event like an earthquake. The following are some indications that you may have foundation or structural damage:
