This article explains Force Majeure. It was written by Lorraine Roberte and was last updated on January 26, 2022.
It was reviewed by Eric Estevez and checked for accuracy by Robyn Conti. In this article, there are definitions and examples of acts of God. How an act of God works in insurance. Which acts of God are covered by insurance?
An unavoidable catastrophe brought on by natural forces is an “act of God.” Insurance policies frequently use this term to refer to natural disasters like floods, earthquakes, and tornadoes.
You will probably wonder if your homeowner’s insurance policy covers the damages caused by an act of God.
Although many natural phenomena, such as lightning and hailstorms, are covered by standard insurance policies, others are not.
Let’s take a look at some common classified acts of God and how insurance companies handle them to make sure you have the coverage you need.
Catastrophic events can occur when natural disasters not caused by humans strike. The term “acts of God” refers to these kinds of destructive forces. Common occurrences that are categorized as acts of God include:
