Your equipment may become damaged in a kitchen fire, necessitating temporary shutdown. If a guest gets food poisoning or slips and falls in your restaurant’s dining room, they could sue you.
Or, one of your employees might get hurt on the job. You can avoid all of these dangers with the right insurance coverage. In your state, some kinds of insurance might even be required by law.
By only purchasing the coverage you require and comparing quotes from various companies, you can keep your premiums low.
Bundling multiple types of insurance may get you a discount from some insurers, and many will let you choose a higher deductible to keep your monthly costs low.
You should also take steps to lower your risk, like giving employees safety training.
