If your rental car is stolen or damaged while in your possession, LDW coverage takes care of that.
Towing coverage and loss of use coverage may also be included. Loss of use coverage pays out if your vehicle breaks down during the contract period. LDW coverage, like personal auto insurance’s collision coverage, has limitations, so it’s critical to read and comprehend the fine print.
For instance, if you cause an accident while speeding or under the influence of alcohol, LDW may not cover the vehicle.
Personal accident insurance helps pay for the medical bills of you and your passengers, regardless of who was at fault for the accident, just like the PIP or medical payments coverages of a personal auto insurance policy.
Personal effects coverage can help cover the cost of replacing your stolen belongings if they are taken from your rental car by a thief.
