However, insurance for lost or delayed baggage is secondary coverage, meaning that it kicks in after the travel provider or airline has exhausted all other insurance options.
All in all, it would get the rest of the repayment cost after your different protections have paid out, up to a specific cutoff.
To find out if certain items are not covered by your card, you will need to read the guide to benefits.
These could incorporate money, travel reports, professionally prescribed drugs and uncommon coins.
Most issuers will only cover lost luggage if you have paid for your entire trip with their card.
If it is important to you that you have a quiet location away from the bustle while you are traveling, these cards could be a good value even at the highest price point.
The Platinum Card from American Express comes with a free membership to Priority Pass Select, which grants free access to Priority Pass lounges in all airports for the cardholder and up to two additional people.
