You must have your policy number and be prepared to describe the kind of property claim and the loss that is associated with it.
Contact your agent next. The agent will tell you what is covered and may arrange for an inspection of the property to figure out how much it will cost to cover the loss.
Try not to endeavor to tidy up a thing or a region until the specialist has checked your property out.
Also, take pictures to record the damage or other loss. Be ready to pay your deductible. The loss will be compensated for by the insurance company, less your deductible.
Consider the type of reimbursement: After taking into account depreciation, actual cash-value insurance policies will reimburse you for the items’ current market value.
In contrast, policies that cover replacement costs will compensate you at the current retail price of the items, taking into account depreciation. Depending on which option you choose, alter the amount of your coverage.
