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On your auto policy, what is third-party auto insurance?

This article VIEW ALL explains what third-party auto insurance is and gives examples of it. It was written by Emily Delbridge and last updated on August 27, 2022. Anthony Battle reviewed it.

What it covers and how it works
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A type of auto insurance called third-party insurance shields the insured driver from damages to another person or their property.

You are covered by third-party auto insurance if you cause harm to other people or their property.

That is, if you have third-party auto insurance, your insurance will cover the damage to someone else’s person or property if you were at fault for it.

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