On your auto policy, what is third-party auto insurance?

A type of auto insurance called third-party insurance shields the insured driver from damages to another person or their property.

You are covered by third-party auto insurance if you cause harm to other people or their property.

That is, if you have third-party auto insurance, your insurance will cover the damage to someone else’s person or property if you were at fault for it.

A type of auto insurance known as third-party insurance, or liability insurance, covers losses incurred by others.

It provides two types of protection: bodily injury coverage and property damage liability coverage. Both types of insurance are required by most states.

Costs for insurance premiums are largely determined by a person’s driving history, location, and mileage.

In order to obtain assistance in paying the claim, the victim files a third-party claim with the insurer of the other driver.