A rented vehicle is covered by rental car insurance. For instance, if you rent a car while on vacation, you might choose to buy the insurance that the rental company provides for the vehicle.
In most cases, rental car insurance provides protection in the following forms:
The cost of losses you cause to another person or their property can be covered by liability insurance.
Insurance for personal accidents to cover your medical expenses in the event of a covered accident.
Coverage for personal effects in the event that your rental car is stolen.
Loss-damage waiver insurance to cover rental vehicle damage.
You can add rental car reimbursement coverage as an endorsement or rider to your standard auto insurance policy.
This coverage covers the costs of renting a car while your own vehicle is repaired if it is damaged in a covered accident.
