Such as when there were injuries or damage to other people’s property or when the accident required a tow truck.
State and local laws may require you to report the accident right away to the police or DMV.
Because some states impose penalties for failing to report within a certain time frame, it is essential to be aware of your local reporting requirements.
Even though it is not required, many insurers advise contacting the police from the scene of the accident because a police report may be helpful if you file a claim.
Contact Your Insurance Company As soon as possible, while the circumstances surrounding the accident are still fresh in your mind, notify your insurance company.
While you can continuously report a mishap to your guarantor, you can document a case in the event that you have the vital inclusions, like crash.
You might also want to compare the extent of the damage to the policy’s deductible.
You will need the police report, information about your insurance, and all of the accident information you collected at the scene if you decide to file a claim.
Additional documentation, such as bills for auto repairs, medical bills, and the bill of sale for the vehicle, may also be required by your insurance company.
A claims representative will typically be assigned by the insurer to guide you through the process.
Maintaining a written record of all correspondence with your insurance agent is a good idea.
