Don’t Accept at least for a moment that You’re Covered
It is actually normal for understudies in school to have flat mates.
It’s a common misconception that if one roommate has insurance, it covers all of them.
Because a roommate is not included in the insured’s definition, insurance policy language frequently excludes or denies coverage for roommates.
Nothing is truly free, however this might be near it since it may not cost you or your folks any extra cash.
If you meet the definition of a college student away from school, you might be able to take advantage of “student away at school personal property coverage” or a similar option on a parent’s home insurance policy.
The age of the student or the location of their college residence may be restricted by insurance companies.
Contact your home insurance company to let them know, and ask your agent if and how much coverage you have before you assume you have it.
