Residential, such as renters insurance or a condo or co-op.
Coverage for other vehicles like motorcycles and car insurance.
There are two types of boat insurance: standalone boat insurance for vessels of a certain speed or length that are not covered by home insurance and boat insurance that can be covered by home insurance in certain circumstances.
Life insurance, disability insurance, and health insurance.
Insurance for liability can be included in any of these categories. If someone else suffers a loss as a result of your negligence, it protects you from being sued.
There is no guarantee that you will be able to obtain all of your policies from a single company. Insurance is categorized and requires licensing.
This means that a person must be licensed by the state to sell and offer advice on the kind of product you’re purchasing before they can legally sell it or advise you on it.2 For example, your home insurance broker or agent might tell you that they don’t sell life insurance or disability insurance.
They might be able to direct you to an agent in their network who possesses the appropriate license to sell you insurance.
Note that you may be eligible to “bundle” your insurance and receive a discount for doing so if you are able to purchase multiple types of policies from the same person.
