Survey Your Protection Needs
At the point when you apply for tenants protection, it’s really smart to photo or make a video recording of all that you own.
Write down any serial numbers on expensive items that might help you prove your claim.
You can even go one step further and enter the items and an estimate of each item’s value into a spreadsheet. There are two reasons why these steps are worth the extra effort.
You most likely think that the complete worth of the things you own is short of what it really is, which jeopardizes you of under-safeguarding yourself.
You will have a better idea of how much each item in your possession is worth when you sit down and evaluate it individually. You might have around fifty Blu-ray DVDs.
You might not think that much of it, but at $20 each, you have a collection worth $1,000 that you don’t want to have to pay to replace in the event of a fire.
When you take out a policy, your insurance company probably won’t want the photos or inventory, but if you ever need to file a claim, your documentation will help you better prove the value of your belongings.
