If you are denied a claim, ensure that you request the entire explanation.
You are entitled to know precisely which section of the policy excludes your request and the reason for the denial of your claim.
You can check to see if your claim can be reviewed if you continue to have no idea why something is not covered.
Don’t be afraid to get a second opinion from your agent or representative. In a stressful situation like a claim, there may not be clear communication between the parties.
You should make sure you understand everything.
You have a right to know what is covered (or could be covered) on your insurance for the future.
Through an endorsement, find out if you would have been eligible for coverage for this kind of damage.9 Additionally, you might want to determine why you did not have it. You can switch insurers if you can get it elsewhere.
