A standard vehicle insurance contract doesn’t cover a wide range of misfortunes.
Even a policy with full coverage may not always provide all of the necessary protection.
Ordinarily, standard individual vehicle insurance contracts don’t cover the accompanying:
All-terrain, commercial, motorcycle, off-road, and recreational vehicles Cars driven for ride-sharing services like Uber or Lyft or other business purposes.
Intentional damage Accidents while driving in Mexico or racing your car A rental car while your car is being repaired following a covered accident In some states.
You are entitled to a rental car for a limited period of time if your vehicle was declared a total loss.
Mechanical breakdowns, roadside assistance, towing costs, and general wear and tear.
