The What Does Accident protection Not Cover?

A standard vehicle insurance contract doesn’t cover a wide range of misfortunes.

Even a policy with full coverage may not always provide all of the necessary protection.

Ordinarily, standard individual vehicle insurance contracts don’t cover the accompanying:

All-terrain, commercial, motorcycle, off-road, and recreational vehicles Cars driven for ride-sharing services like Uber or Lyft or other business purposes.

Intentional damage Accidents while driving in Mexico or racing your car A rental car while your car is being repaired following a covered accident In some states.

You are entitled to a rental car for a limited period of time if your vehicle was declared a total loss.

Mechanical breakdowns, roadside assistance, towing costs, and general wear and tear.