With a credit card and face death or accidental dismemberment, many credit cards offer travel accident insurance for you (or your beneficiaries).
This coverage can cover up to $500,000 (and even $1 million with some cards), but the benefits you get will be different for each injury.
For instance, a typical policy might provide coverage for accidental death or dismemberment up to $500,000, but only 50% if you only lose one hand, one foot, or your sight in one eye instead of both.
If your luggage is lost by a common carrier, whether temporarily or permanently, many cards provide protection.
If you used your credit card to pay for the fare, baggage delay coverage covers any out-of-pocket costs you might have while your luggage is delayed.
Typically, this is good for up to $100 per day while the carrier finds and returns your baggage for a few days.
