In the event that a trip you paid for with your card is canceled or delayed because of bad weather, an injury, illness, or other circumstances you can’t control.
Once your trip is close enough, many hotel and airline reservations are nonrefundable.
This could mean the difference between a wasted vacation and a delayed one.
A policy that reimburses prepaid, nonrefundable travel expenses up to $1,500 per person and $6,000 per trip is a good example.
Use the card with the highest level of generosity in this area to book your reservations.
If your phone is lost or damaged, protection for your phone will pay you back. The problem?
Typically, the policy only takes effect if you use your card to pay your monthly cell phone bill.
A few strategies incorporate deductibles (say, $100) and individual case covers of $600 or thereabouts. In most cases, they will also restrict the number of claims you can make in a year.
