Coverage This type of insurance covers prepaid, nonrefundable travel expenses and can be purchased in one of the following formats:
Trip crossing out: reimburses you for paid travel expenses in the event that a preapproved reason prevents you from traveling.
Travel delay: reimburses you for costs incurred if you are unable to travel due to a delay.
Delay in the journey: reimburses you for the cost of your travel if your trip is shortened.
Cancel without notice (CFAR): reimburses you for a portion of the costs in the event that you need to cancel the trip; typically more costly than the other types previously mentioned.
The acceptable reasons for cancellation and interruption as well as reimbursement amounts for the majority of the aforementioned items vary by provider.
The following are examples of reasons for a claim that are acceptable: