A full coverage car insurance policy may include the following, depending on your state: comprehensive, collision, and liability insurance.
Understanding what a full coverage policy covers and how it is defined is critical.
In most states, liability coverage helps pay for the other party’s injuries and property damage if you were at fault in an accident.
In the event of a lawsuit, for instance, your liability auto insurance may cover the other driver’s medical bills, vehicle repairs, other property repairs, lost wages, and legal fees.
Although liability coverage is required by almost all states, the minimum amounts that must be purchased depend on the type of coverage, with bodily liability limits typically being higher than physical damage limits.
