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What Is Auto Insurance Bodily Injury Coverage?

Bodily injury liability insurance, also known as auto insurance, covers medical bills, lost wages, and even funeral expenses for people who are hurt by another driver.

Due to the fact that these costs can be quite high, this coverage is crucial;

The cost of an injured person’s medical treatment is unlimited. Auto insurance bodily injury coverage may also cover your legal fees if the injured person decides to sue you.

However, insurers will only pay up to the limit specified on a policy, after which the at-fault driver is responsible for any additional costs.

No matter what vehicle the policyholder is driving, as long as they have permission to do so, bodily injury liability coverage typically covers the policyholder and any family members listed on the policy.

Keep in mind that bodily injury coverage may not cover passengers and does not cover the at-fault driver’s medical bills or other expenses.

Those costs would be covered by health care coverage and possibly by clinical installments or individual injury assurance inclusion.

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