The Meaning of Uninsured Motorist Coverage, How It Works, and What Uninsured Motorist Insurance Covers are outlined in this article, which was written by Emily Guy Birken and last revised on September 30, 2021.
It was reviewed by Anthony Battle.
Is Uninsured Motorist Insurance Required of Me?
What to Expect When Filing a Uninsured Motorist ClaimUninsured motorist coverage covers your medical expenses in the event of an accident in which the at-fault driver does not have insurance or does not have enough insurance, as well as in the event of a hit-and-run.
In the event of an accident in which the driver at fault has no insurance or insufficient coverage, or in the event of a hit-and-run, your uninsured motorist coverage will pay for your medical expenses.
Uninsured motorist coverage is required by some states, but it can be a smart addition to your auto insurance policy regardless of where you live.
In 49 states, you must have valid auto insurance to drive, but that doesn’t mean every driver is covered.
Uninsured motorist coverage helps you pay for damages if you get into an accident with a driver who doesn’t have insurance or doesn’t have enough insurance.
