Typically, standard homeowners insurance does not cover damage to your home or its contents caused by an earthquake or flood.
Also excluded are damages caused by mudslides, landslides, sewer or drain backups, or surface water.
Additionally, insurance policies typically do not cover nuclear accidents or acts of war.
Harm to a vehicle, property utilized for a locally established business, or wounds to or passings from family pets are commonly not covered by standard home insurance contracts.
However, many major insurers’ standalone policies or endorsements cover pets and business property.
Homeowners insurance policies typically impose coverage caps on a number of items, including jewelry, guns, antiques, and collectibles.
Converse with your protection specialist about significant things inclusion assuming you have costly things.
