A credit card provides separate protections for delayed baggage insurance and reimbursement for lost luggage.
Some American Express, Visa, and Mastercard cards provide insurance for delayed baggage and provide protection against lost or damaged luggage.
Only a few cards offer both, such as:Bank of America Premium Rewards Credit Card United Explorer Credit Card Chase Sapphire Reserve Card Chase Sapphire Preferred Card
When you use your credit card to pay for a flight or ticket for any other common travel carrier (such as a cruise line or train operator), you are covered for lost luggage.
