Although the terms are different, the insurance coverage you get from a rental car company offers many of the same protections as the auto insurance you have for your own vehicle.
The rental company will typically provide the following coverage options:
The protections provided by rental car liability insurance are comparable to those provided by personal auto liability insurance.
When you are at fault for an accident, liability coverage pays to fix the car of another driver and pays for their medical bills (and those of their passengers).
The minimum amount of liability insurance that all drivers must carry is mandated by most states. For instance, private passenger vehicle owners in California are required to purchase $15,000 in bodily injury liability insurance to cover one person’s injuries, $30,000 in bodily injury liability insurance to cover multiple people’s injuries, and $5,000 in property damage liability insurance.
