Protection is represented by the laws of the state you live in.
Deductibles are also subject to the laws. Find out about the regulations in your state by speaking with your agent or contacting your state insurance commissioner.
Your deductible ought to be recorded as a feature of the agreements of your agreement on the statement page of your insurance contract.
Ask your insurance agent about your deductible if you don’t know what it is or where to find it.
Also, you should find out if there are different deductibles for different things.
It might apply per season or by schedule year.
There may be distinct building and contents deductibles for flood insurance claims.
In the event of a loss that affects both your car and your home, your insurer has agreed that you will only have to pay one deductible.