Wedding insurance is a type of special event insurance that offers financial protection for issues related to your celebration. There are two main kinds:
Wedding liability insurance. Liability insurance will help you pay for property damage or injuries that occur during your event.
For example, if a wedding guest enjoys the open bar too much and damages the venue’s window, liability coverage could pay for its replacement or repair.
Wedding cancellation or postponement. Wedding cancellation or postponement insurance will reimburse you if the ceremony or reception needs to be cancelled or postponed due to circumstances beyond your control. For example.
Your policy could cover you if the ceremony was canceled because of extreme weather (such as a hurricane or severe snowstorm), illness, injury, or because a vendor went out of business.
