Depending on the nature of your business, you will need different kinds of esthetician insurance.
However, regardless of the kind of services you offer or the amount of experience you have, you should at the very least have professional liability insurance and general liability insurance.
You will probably need to buy additional insurance if you own a spa or salon.
For instance, your landlord may require you to have commercial property insurance if you rent the space where your spa operates. In every state except Texas, you are required to legally carry workers’ compensation insurance if your esthetician business employs any staff members.
If a client sues you for bodily injury, property damage, and personal injury, general liability insurance will safeguard your financial future.
A client could sue you for their injuries, for instance, if they trip over a cord in your salon and twist their ankle.
In contrast, claims of negligence resulting from professional errors and malpractice are covered by professional liability insurance.
