vehicle will be covered by comprehensive coverage, as its name implies. This remembers for the occasion of:
You can file a property damage claim against the insurer of the person who damaged your parked car if you know who did it.
The insurance policy of the driver who was at fault pays for property damage liability. The fact that you won’t have to pay a deductible when you file a property damage claim against another person’s policy is the best part.
This means that your insurance rates won’t change.2 In addition, you can get a rental car while your car is being fixed. If your car ever gets vandalized, you should tell the police as soon as you can.
This way, it won’t be hard to prove that the damage was done. It will be much simpler to get paid by an insurance company.
