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When homeowner’s insurance won’t cover roof leaks.

Neglecting your home’s roof can result in losses that your insurer won’t cover.

A roof can collapse due to termite damage or rotting rafters, or a chimney fire can result from crumbling masonry.

Repair roof damage as soon as you notice it to prevent leaks and other damage.
Although your roof may appear to be in good condition, you must also keep your downspouts and gutters clean to ensure that water flows freely.

Additionally, attic systems like plumbing, wiring, and hot water heaters should be maintained because they can cause damage to the roof when they break down.

Most of the time, problems with the roof that the homeowner could have seen and fixed after a regular inspection are not covered by homeowners insurance. This could include:When homeowner’s insurance won’t cover roof leaks.

Neglecting your home’s roof can result in losses that your insurer won’t cover.

A roof can collapse due to termite damage or rotting rafters, or a chimney fire can result from crumbling masonry.

Repair roof damage as soon as you notice it to prevent leaks and other damage.
Although your roof may appear to be in good condition, you must also keep your downspouts and gutters clean to ensure that water flows freely.

Additionally, attic systems like plumbing, wiring, and hot water heaters should be maintained because they can cause damage to the roof when they break down.

Most of the time, problems with the roof that the homeowner could have seen and fixed after a regular inspection are not covered by homeowners insurance. This could include:

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