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When is the deadline to report a car accident?

Know how quickly you need to contact your insurance company after a crash. By Michael Evans, last updated on August 27, 2022.

Anthony Battle reviewed the article; Robyn Conti verified the accuracy of the information.

You must document the vehicle’s damage and may be required to submit a police report. Additionally, you must inform your insurance provider.

However, there aren’t always clear rules about when and how to report a collision. What you need to know in order to fulfill your responsibilities following an accident is listed below.

How quickly you must report an accident may be determined by your insurer or state insurance code.

You may be required to report an accident to authorities under state and local laws.
Always notify your insurance company of any accident that resulted in injuries or significant damage.

If the other driver is insured and accepts responsibility, you might not be required to notify your insurance company about a minor collision.

Always keep records of damage and injuries from an accident and ask witnesses for their contact information.

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