When your dog or cat is still a puppy, the best time to purchase pet insurance is when they are still kittens.
Younger animals have much lower rates, and some providers won’t cover older pets or only offer limited coverage for them.
As your pet ages, it’s likewise bound to foster a previous condition which will make it ineligible for pet protection.
The type, age, and breed of the pet, as well as where you live, all impact the cost of pet insurance. It will also alter depending on the deductible, annual coverage limit, and percentage of reimbursement that you select.
With a $15,000 annual coverage limit, 80% reimbursement, and a $500 deductible, insurance for a two-year-old dog could cost around $30 per month.
This monthly cost can range anywhere from $45 to $100 if a wellness rider for preventive care coverage is included.
