Connecticut, Illinois, Kansas, Maine, Maryland, Massachusetts, Minnesota, Missouri, Nebraska, New York, North Carolina, North Dakota, Oregon.
South Carolina, South Dakota, Vermont, West Virginia, Wisconsin, and the District of Columbia all require UM coverage if you choose to buy car insurance.
New Hampshire and Virginia also require it if you choose to buy car insurance.
Rhode Island also requires UM coverage if you choose a liability coverage limit that is higher than the state minimum.
New Jersey only requires UM coverage
What Is Covered by Uninsured Driver Protection?
UM inclusion has two sections: property damage and bodily harm.
UM substantial injury ordinarily pays for clinical costs for yourself as well as your travelers, and may likewise pay for lost compensation.
UM property harm for the most part pays to fix or supplant your vehicle and different things harmed by the mishap.
The specific inclusion terms rely upon your state regulations and insurance contract, so make a point to peruse the fine print.
