An accident protection strategy will cover you and other relatives on the arrangement, whether driving your vehicle or another person’s vehicle (with their consent).
Your arrangement additionally gives inclusion to somebody who isn’t on your strategy and is driving your vehicle with your assent.
Individual accident protection just covers individual driving.
It won’t give inclusion on the off chance that you utilize your vehicle for business purposes — like making conveyances.
Neither will it give inclusion on the off chance that you utilize your vehicle to work for ride-sharing administrations like Uber or Lyft.
Some auto back up plans presently offer supplemental protection items (at extra expense) that expand inclusion for vehicle proprietors that give ride-sharing administrations.