Will my insurance pay for a rental if my vehicle breaks down?
Will my insurance pay for a rental if my vehicle breaks down?
After a traffic collision, maybe you need a car while yours is in the shop. Alternately, you might require a rental car to drive while your transmission is being fixed by a mechanic.
Even after a covered accident, the majority of basic auto insurance policies will not cover the cost of renting a car in the event of an unexpected need.
However, a rental car reimbursement coverage can frequently be added to an existing auto insurance policy.
Even though it won’t always cover the cost of a rental car, it might be worth the relatively small additional cost. We’ll talk about when your car insurance might pay for a rental car and the difference between insurance and reimbursement for a rental car.
The insurance that covers your rental car for the duration of your rental is typically provided by rental car companies.
If you have car insurance, you can add rental car reimbursement coverage as an optional extra to help pay for a rental car if your vehicle needs repairs after a covered loss. A rental vehicle allowance is included in some mechanical breakdown insurance policies.
When renting a vehicle, your individual auto insurance policy may provide all necessary protection; however, it is essential to read the fine print.
