If your company provides pick-up and drop-off services or owns a vehicle for other purposes.
In most states, you must have liability coverage for bodily injury and property damage. You should also have collision and comprehensive coverage to cover damages to your business vehicles.
You will need hired and non-owned auto insurance if you or your employees use their personal vehicles for business purposes, such as transporting children or simply picking up extra wipes from the store.
Cost of Home Daycare Insurance The cost of in-home daycare insurance is determined by a number of individual factors.
Including the number of employees and children in your care, as well as the type of coverage and limits you select for your business.
Next Protection reports that the greater part of its childcare organizations pay somewhere in the range of $56 and $78 each month for general risk protection, however most home childcares will require different inclusions too.
Insurance for in-home daycare typically costs between $450 and $1,350 per year.However, if you require commercial auto insurance, you will pay more.
