Yes, kindly. This is the gist of the Citi Custom Cash card, which gives you 1% back on all other purchases and 5% back on up to $500 in your top spending category each month.
You don’t have to remember to activate bonus categories because the category in which you spent the most money in a given month will earn you 5%.
You can choose to exchange your earnings for Citi ThankYou Points or cash back. There are other ways to redeem your points, but cash back or direct transfer of points to one of the many travel partners will provide you with the most value.
We also like its decent sign-up bonus and 15-month 0% APR offer on purchases and balance transfers.
The Amex Blue Business Cash is a good choice if you have a business to run and would like to keep things simple with a cash-back rewards card with a flat rate.
It is a solid, no-annual-fee card for businesses that do not intend to charge more than $4,000 in monthly business expenses and offers 2% back on up to the first $50,000 spent each year.
You don’t have to do a thing—cash back is credited to your statements automatically. This card could be your go-to for small businesses if you don’t want any extras like travel rewards or welcome bonuses.
