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What You Need to Know About Hurricanes and Insurance Coverage

Each year, weather-related catastrophes cause billions of dollars’ worth of damage. By 2021, there will be over 7 million homes at risk for hurricane damage from storm surges alone.

Hurricane season runs from June 1 to November 30 and causes serious damage to trees, flying branches, severe rainfall, and flooding risks for property owners.

2020 is predicted to be an extremely active season with 12 hurricanes and 24 named storms1.
So, how can you safeguard yourself the best?

Having hurricane damage insurance is helpful if you live in a coastal area and own or rent a home. To get the best hurricane insurance, learn everything you need to know.

Hurricane insurance is not a stand-alone policy; rather, it is a policy that combines homeowners insurance, flood insurance, and windstorm insurance, in some cases.

You need to purchase hurricane insurance as soon as possible because waiting periods may apply. Hurricane insurance cannot be purchased at the last minute.
Wind and hurricane damage are covered by homeowners insurance in some states, but they are not covered in others or may have very high deductibles.

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