BUSINESS

The Hartford Disappearing Deductible Program Through AARP.

Hartford provides automobile insurance and the Disappearing Deductible program. Your premium decreases by $50 for each year you avoid accidents.

Every year that you are accident-free, your deductible will continue to decrease by $50.

You might never have to pay a deductible at all in the end. To be eligible, you must not have any moving violations on your driving record within the past three years in the majority of states.

California policyholders cannot participate in The Hartford’s disappearing deductible program, and New York policyholders can only reduce their deductible to $100 or less.

You can save $100 on your collision deductible the moment you sign up for Allstate’s vanishing deductible.

A further $100 is deducted from your deductible for each year that you do not have an accident. You can amass up to $500 off your collision protection deductible.

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