🔍 Step-by-Step Breakdown of the Scam (Evidence Translation)
1. The Bait: “Guaranteed Profit or Full Refund”
Page / Scammer: “Dear sister, the yellow bags have a guarantee. If you make a profit, you just pay the remaining balance to claim the gold. If no profit comes out, we will refund 100% of your initial capital!”
Victim: “I don’t have much money to play with, so I’m really anxious.”
Scammer: Gives payment details:
KBZPay Name: YA N YAN LI
Phone / Account: 09674685388
2. The Hook: Initial Payment & Deceptive “Bonus Bags”
Victim: Transfers money via KBZPay and sends the transaction slip.
Scammer’s Official Voucher Slip Issued:
Date: 13.06.2026
Buyer Name: Htay Htay Win
Numbers Chosen: (7), (8)
Item: Yellow Bags
Deposit Paid: 30 Lakhs (3,000,000 MMK) (Advance deposit)
Scammer (Upselling/Manipulating): “Dear sister, we will wash 5 bags for you. You bought 2 bags, and we give 3 gift bags as a bonus to ensure you win! Is that okay?”
Warning / Funneling Tactic: “Warning: Cash deposit/withdrawal must only be conducted through this Page Messenger. Do not use other accounts.”
3. The Trap: Staged Massive Live “Win” of 160 Million MMK
Live Broadcast Scene: The scammers show a live-scale weighing result totaling 160,230,000 MMK (over 1,600 Lakhs) under the victim’s name (Htay Htay Win).
Scammer: “Lucky 38, Htay Htay Win! Total winning value = 160,230,000 KYS! Sister, you are extremely lucky!”*
Victim: “I am so happy, I had to borrow money from someone else to participate!”
4. The Extortion: Demanding Extra “1% Gold Exchange Fees”
Scammer’s Calculator Screenshot: Displays 160,230,000 × 1 ÷ 100 = 1,602,300 MMK (16 Lakhs).
Scammer: “Sister, there is a 1% gold-to-cash exchange service fee (1,600,000 MMK). Once you pay this 1% transfer fee, you don’t need to pay anything else and you can withdraw the whole amount immediately!”
Victim: “During the live stream, they said there would be no exchange fees!”
Scammer: “No sister, that wasn’t said. Without paying this fee, our side cannot transfer the winnings to you.”
Alternative Bank Info Provided by Scammers for Higher Limits:
Bank: KBZ Bank Current Account
Account Number: 30651130601101901
Account Name: YAN YEE
Branch: MDY39 (YE MON TAUNG)
🚩 Anatomy of the Scam Tactics Used
False Safety Net (“Risk-Free” Promise):
Promising that losses are 100% refunded to lower the victim’s caution and psychological barrier.
Fake Windfall Effect:
Faking massive lottery/gold extraction values (e.g., 160 Million MMK) during a live stream to induce euphoric excitement and impair logical judgment.
The Sunk Cost Trap (Advance Fee Fraud):
Demanding additional transaction fees, handling charges, and exchange taxes sequentially (eventually draining up to 86 Lakhs).
Mule Bank Accounts:
Using multiple Myanmar personal KBZPay and KBZ Bank accounts (e.g., YA N YAN LI, YAN YEE) managed by local accomplices or bought nominee accounts.
🛡️ Public Safety Advice & Precautionary Measures
🚫 Never participate in unlicensed live lucky draws: Real gold merchants and licensed jewelers do not run underground “gold washing/bag opening” gambling mechanics.
🚫 Refuse Advance-Fee Demands: Any platform requiring upfront “processing fees,” “taxes,” or “release charges” before releasing won funds is 100% fraudulent.
🚨 Report Fraudulent Accounts: Immediately freeze transactions and report the involved KBZ/KPay bank details to the respective bank branches and the Myanmar Anti-Cybercrime Division.
